Savings

Secure Deposit Schemes

Save Today. Secure Tomorrow. Cultivate financial security with safe, flexible, and high-yielding deposit accounts backed by our Class A co-operative status.

Perumatty Service Cooperative Bank building and main office in Palakkad, Kerala
Financial Security

Grow Your Wealth Safely

Choose from a variety of deposit options designed around the financial goals of our members.

Savings Deposits

Safe, flexible deposits for individual liquidity, crop proceeds, and salary accumulations. Combines competitive interest yields with absolute accessibility.

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Fixed Deposits

Lock in your lump-sum savings for stable, guaranteed returns. Choose maturities from short term to multiple years, with flexible monthly or cumulative interest payouts.

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Recurring Deposits

Build an investment plan with consistent monthly contributions. Earn compounded interest over a chosen term, providing a structured way to hit key goals.

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Other Deposit Facilities

Specialized cooperative savings schemes, member welfare deposits, and regional group savings models helping build financial resilience.

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Interest Rate Transparency Policy

Co-operative deposit interest rates are linked to regulatory guidelines and revised from time to time. To ensure you receive accurate figures, please contact the bank directly or visit our branch offices for current interest rates and applicable terms.

Ready to Start Your Journey With Us?

Whether you are looking for reliable banking services, secure savings, financial support or assistance for your agricultural journey, Perumatty Service Co-operative Bank is here to serve the community.

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